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Why Have Device Insurance and Protection Plans

August 13, 2008 by  

Why do you need a cell phone insurance and protection plan? Cell phones cost almost nothing to get with a new service plan. In some cases, not only you don’t have to pay a dime, but also get money back with a rebate. So, does having a device insurance plan make sense? Yes, it does. A Blackberry Curve phone without a contract can cost as much as $500. But with a 2-year contract, the phone is free. That’s a saving of $500. Estimates indicate that about 1 in 4 phones in the US will be lost, stolen or accidentally damaged this year. If you lose your phone of permanently damage it, it will cost you $500 to buy a new one.

Your cell phone is an investment, not just a communication tool. Careful use and proper insured plan can protect you from expensive repaired and replacement cost. In case of theft, damage, or loss, you will be guaranteed to receive a similar if not identical device at no additional cost. Sometimes, it’s not the price of the phone that really matters. What matters the most is how quickly you can reconnect to your business contacts, friends, and families. You want to have the phone repaired or replaced immediately without hassle. That’s when the device protection comes into play. With such protection, you don’t need to shop around for a new one. The new phone will be shipped to you the very next day. And all you need to do is to ship the broken one back if it’s not lost of stolen. And what if you lose the same phone again, does the cell phone insurance plan cover more than once. Yes it does as long as you don’t file a claim more than 2 times within 12 months.

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